Scope and Purpose

This policy applies to all products, pages, and user interactions on jokabetsistersites.uk. It covers customer onboarding, payments, withdrawals, promotional participation, and any other value transfer. The objectives are risk identification, proportionate controls, and timely action where suspicious activity is detected.

Legal Framework and Definitions

Our controls are built to reflect applicable UK legislation and guidance for preventing money laundering and terrorist financing, including risk based obligations. We review guidance and update internal rules when regulatory expectations evolve.

For clarity, money laundering means concealing or disguising the origin of criminal proceeds, while terrorist financing covers the collection or movement of funds intended to support terrorism. Suspicion arises where there are reasonable grounds to believe funds or behavior may be linked to these offenses.

Customer Due Diligence

We apply customer due diligence before funding or withdrawals and at any point risk changes. Users may be asked to provide identity documents, proof of address, and where required information about the source of funds.

• Verification must be completed to access financial features
• Information must be accurate and current at all times
• Attempts to circumvent checks lead to account restrictions
• Inconsistencies may trigger enhanced due diligence

Enhanced Due Diligence and High Risk Indicators

Enhanced checks are used where higher risk is identified. Examples include complex payment patterns, use of third party funding, rapid turnover without clear purpose, and activity tied to higher risk jurisdictions.

Additional measures can include senior review, independent confirmation of source of wealth, reduced transaction limits, or temporary holds while information is assessed. If risk cannot be sufficiently mitigated the account may be closed and relevant data preserved.

We do not onboard or continue relationships where adequate information is refused or falsified. Risk tolerance is conservative, and the protection of the platform and users takes priority.

Ongoing Monitoring and Record Keeping

We monitor accounts to confirm transactions match the user profile and prior behavior. Automated and manual reviews assess velocity, value, device signals, and method consistency.

• Records of verification, transactions, communications, and decisions are retained for the statutory period
• Data is accessible only to personnel who require it for compliance tasks
• Reviews are scheduled and also triggered by events such as limit changes

Monitoring outcomes are documented to support future assessments and to demonstrate a clear decision trail.

Reporting and Escalation

Where activity appears suspicious, internal escalation is mandatory. Accounts may be restricted while assessments are completed. External reports are filed with the appropriate authority when required by law. Users are not notified of such filings where notification is prohibited.

Sanctions Screening and Prohibited Activities

We screen customers and payments against applicable sanctions regimes and watchlists. Matches or close similarities lead to immediate restrictions and review. Transactions involving sanctioned persons or regions are not permitted.

We prohibit third party deposits, anonymous funding, payment method abuse, and attempts to disguise beneficial ownership. Any detected misuse may result in account closure and data preservation for authorities.

Data Protection and Privacy

Compliance work uses personal data in line with applicable data protection law. We collect the minimum information necessary, store it securely, and retain it only for as long as legally required or operationally justified for compliance.

Training and Governance

Compliance staff and relevant teams receive role specific training covering risks, controls, and reporting obligations. Training is refreshed at regular intervals and whenever rules or internal procedures change.

Governance includes periodic policy reviews, control testing, and independent oversight. Outcomes of audits inform improvements to keep controls effective and proportionate to evolving risk.